Atlanta Postal Credit Union — Strength and Stability You Can Rely On
Atlanta Postal Credit Union (APCU) was founded in 1925 by US Postal Service employees based on their belief that working people should have a safe, sound and economical place to save and borrow money. APCU has been assisting postal employees ever since by providing the financial services they need to help their families prosper.
Here is a sample of the many benefits you’ll enjoy as a member of the nation’s oldest and largest postal credit union:
Savings Plans with Great Returns
Opening up a savings account at APCU is the best way to make the most of your hard-earned money. Choose from a variety of saving and investment plans designed with both the short-term and long - term saver in mind. Because APCU is a not-for-profit financial cooperative, our interest rates are some of the best you'll find anywhere. Whether you are saving for a vacation, college education, retirement, or any other reason, APCU wants to help you reach your financial goals as quickly as possible.
What Saving Plan Interests You?
- Primary Share Account (Regular Savings);
- Vacation Club Accounts;
- Holiday Club Accounts;
- Individual Retirement Accounts (IRAs);
- Share Draft Checking Accounts;
- VISA® Debit Cards; and
- Direct Deposit/Payroll Deduction.
Loans for Every Purpose
Atlanta Postal Credit Union has money to lend for just about any worthwhile purpose. From hassle-free auto loans to bill consolidation loans and virtually everything in between, APCU provides low financing rates and easy terms designed to work within your budget. Repayment can be arranged by convenient payroll deduction, in person at any of our branches or CU Service Centers, or by mail. We also offer Credit Life and Disability Insurance to protect you and your family from life's unexpected health issues.
At APCU we know your life doesn't just take place in a 9-to-5 world, so neither does Atlanta Postal Credit Union. Our friendly, professional Lending Center representatives are available for you anytime day or night, 24 hours a day, 7 days a week. No matter when you need a loan, pick up the phone and call — we'll be here for you.
How Can We Help You?
- New or Pre-Owned Vehicle Loans;
- Boat, Motor Home, Motorcycle, and Watercraft Loans;
- Farm Equipment Loans;
- Certificate and Share Secured Loans;
- Signature Loans;
- Student Loans; and
- VISA Credit Cards with ScoreCard Rewards Bonus Points.
Atlanta Postal Credit Union is a full-service credit union offering the products and services you need to manage your financial matters. Whether you are at home, at the office, or across the country on business or vacation, you can easily handle all of your APCU accounts using any of our Convenience Services. We invite you to take full advantage of these easy-to-use, economical products now or in the future:
- Internet Branch;
- Free Online Bill Pay and Presentment Service;
- KeyTeller Audio Response System;
- VISA Debit/ATM Cards;
- Automated Teller Machine Locations; and
- American Express® Gift Checks and Travelers’ Cheques.
Home Loans That Fit Your Budget
Your home could be one of the most important assets you will own. APCU mortgage programs are designed to meet the needs of each individual member. The credit union is committed to finding the right mortgage program to provide members exceptional value and affordability.
- New Home Mortgage Loans;
- Refinancing Loans;
- Second Mortgage Loans;
- Vacation Home Loans;
- Home Improvement Loans; and
- Home Equity Lines of Credit (HELOC).
Credit Union Membership is a Family Affair!
Membership is open to any family members who are related by blood, marriage, or adoption to active or retired employees of the United States Postal Service or any of our eligible companies, organizations, or associations. This means spouses, siblings, parents, children, grandchildren, grandparents, aunts, uncles, cousins, nieces, nephews, and in-laws of eligible members are all welcome to join, too. Furthermore, the employee or retiree you are related to or residing with need not be a member of the credit union in order for you to join.
Get Started Today!
A small deposit of $25 into a Primary Share Account is your membership key that opens the door to all the financial services APCU has to offer. To take advantage of APCU's great Primary Share Account dividend rate, you will need to maintain a balance of at least $50 or more.
At APCU, once you are a member, you are always a member, so you can keep all of your membership benefits even if you change employers, retire, or relocate. Join today!